Your cancellation of this Agreement will not affect any of our rights or your obligations arising under this Agreement prior to termination. Limitations on amounts that may be added to your Primary Account and associated fees may be found on the Fee Schedule table below. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the merchant may preauthorize the transaction in advance for an estimated amount to ensure there are sufficient funds available to cover tips or incidental expenses incurred. c. Starting or Electing to Require Arbitration:Either you or we may start an arbitration of any Claim or require any Claim to be arbitrated. 4 The Greenlight + Invest Plan is no longer available to be selected by new customers, but, until further notice, will remain in effect for any existing customers currently enrolled in this Card Plan. The purpose of Green Routine: Let go of the last point and focus on the current point. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. Physical Card. General:This Arbitration Provision describes when and how a Claim (as defined below) may be arbitrated. This Cardholder Agreement (Agreement) outlines the terms and conditions under which the Greenlight Prepaid Mastercard has been issued to you by Community Federal Savings Bank (Community Federal Savings BankorIssuer). As solely used in this Arbitration Provision, the termswe, usandourmean not just the Issuer but also our parent companies, subsidiaries, affiliates, successors, assigns and any of these entities employees, officers, directors and agents.Opt-Out Process. The number for Green Dot customer support is 1-866-795-7597. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). The Primary Accountholder is responsible for all authorized transactions initiated and fees incurred by use of your Card(s), including all transactions permitted or approved on any Secondary Account(s). Personal checks, cashiers checks, and money orders sent to the Issuer are not an acceptable form of loading. Please note: all direct deposits must be from the child's employer and in the child's name. It includes a debit card, savings with APY, allowance for chores, financial literacy games, and even investing for kids. Despite the foregoing, Claim does not include any individual action brought by you in small claims court or your states equivalent court, unless such action is transferred, removed, or appealed to a different court. You can also cancel your Card Account at any time, but you will not be eligible for a partial refund of the unused portion of the Monthly Fee allocable to the remainder of your current monthly billing cycle. Telephoning is the best way to minimize your possible losses. Under the Mastercard rules, your liability for unauthorized Card transactions on your Card Account is $0.00 if you notify us within two (2) business days and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. 125200057. The Primary Accountholder may revoke such authorization at any time by terminating enrollment in the Greenlight Services. If we are unable to withdraw the Monthly Fee from your Primary Account and your Funding Account, the funds will be withdrawn from one or more of your Secondary Account(s) that have sufficient funds on deposit to pay the outstanding Monthly Fee or from any Cash to Invest balance in your Invest Account necessary to pay the balance of the outstanding Monthly Fee. Investing involves risk and may include the loss of capital. This code identifies the branch (and bank/credit union) on which the cheque is drawn. We're here to help. Offer subject to change at any time. The opt-out notice must be sent to us by mail at: Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. With the exception of the Greenlight Select Plan, all of the Card Plans will provide you with access to Invest Account Services if you are eligible, as described below, and satisfy all of the requirements for enrollment. 2. TO: Silicon Valley Bank ROUTING & TRANSIT#:011002343 BIC/SWIFT Code: BPTCUS33 FOR THE CREDIT OF: (Recipient Account Name) This Cardholder Agreement is effective [October 11, 2022]. If you need more information about our error-resolution procedures, contact us at the telephone number or address shown below in Customer Service. Invest Account Services means the investment advisory services provided by Greenlight Advisors as a Registered Investment Advisor and the brokerage services provided by DriveWealth as a broker-dealer. Share the account and routing information with your child's employer. You may not use your Card(s) for gambling, including online gambling, or any illegal transaction. By selecting a PIN (as defined below) for your Physical Card or using the Virtual Card, you agree to be bound by the terms and conditions contained in this Agreement. Patents Pending. However, there are some exceptions. 1. You are better off getting a PayPal debit card, but you need a business account or a personal account that has received at least $500 within the last 12 months. If we do not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, we will be liable for your losses or damages. However, if the change is made for security purposes, we can implement such change without prior notice. You can obtain information on how to load your Primary Account within the Greenlight application. 2 Month or "Monthly means a rolling 30-day period. In. It's based on the location of the bank where your account was opened. Any translation provided may not accurately represent the information in the original English. ABA numbers have been around for over 100 years, facilitating check processing. Pathward powers financial inclusion for all and is committed to providing a path forward to people and businesses to reach the next stage of their financial journey. In order to obtain the account number and routing number for your Sub-Account, please contact Greenlight at 1-888-483-2645. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. Once the final settlement amount is received, the preauthorization amount on hold will be removed. We will determine whether an error occurred within ten (10) business days of hearing from you and will correct any error promptly. Greenlight Infinity My Account Debit Card Family Cash Card Can't find what you're looking for? If you notify us within two (2) business days of any unauthorized transactions, you can lose no more than $50.00 if someone used your Card without your permission. How do I send money back to my funding source from my Greenlight account? The format of check transit number - XXXXX - YYY. If you have subscribed to a Card Plan with Invest Account Services and have established an Invest Account with DriveWealth, if we are unable to collect your Monthly Fee after 60 days, Greenlight Advisors may direct DriveWealth to sell all securities registered in your name through the Greenlight program and apply the proceeds first to pay us any past due Monthly Fees as well as any other past due fees under this Agreement, and then to pay any remaining balance to you. Greenlight Max Plan Services means the Greenlight Core Plan Services, the Invest Account Services, and all of the additional services offered to Greenlight Max Plan cardholders as described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. You will have the ability to switch Card Plans from time to time; provided, however, that you will not be able to enroll in the Greenlight Select Plan or the Greenlight + Invest Plan unless otherwise specified in this Agreement. North Adams Greylock North Adams Branch. On the home screen, tap Settings . Routing numbers have been in use since 1910, and are managed by the American . If you elect to purchase a specific dollar value of securities through the Greenlight application, in order to facilitate the transfer of the necessary funds from your Card Account to your Invest Account, you also authorize Community Federal Savings Bank to follow instructions from Greenlight Advisors to transfer funds from your Card Account at Community Federal Savings Bank to your Invest Account at DriveWealth on your behalf. You must notify us to revoke permission for any person you previously authorized to use a Card. A routing number is a unique number that identifies a specific banking institution. The routing number you need to send or receive money through Green Dot Bank depends on whether your payment or transfer is domestic or international. Our business days are Monday through Friday, excluding federal holidays, even if we are open. Merchants generally will not be able to determine your available balance. More Resources. Federal Reserve Routing Symbol. We will not be liable, for instance: If through no fault of ours, you do not have enough funds available on your Card to complete the transaction; If a merchant refuses to accept your Card; If an electronic terminal where you are making a transaction does not operate properly, and you knew about the problem when you initiated the transaction; If access to your Card has been blocked after you reported your Card lost or stolen; If there is a hold or your funds are subject to a legal or administrative process or other encumbrance restricting their use; lf we have reason to believe the requested transaction is unauthorized; If circumstances beyond our control (such as fire, flood, or computer or communication failure) prevent the completion of the transaction, despite reasonable precautions that we have taken; or. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. It is also known as check routing number and MICR Code. Keep this paper in a safe place. Also, we will bear any fees and costs if applicable law requires us to do so. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. Your Card cannot be used to obtain cash directly from any bank or merchant. Any preauthorization amount will place a hold on your available funds until the merchant sends us the final settlement amount of your purchase. (You should retain a copy of your opt-out notice and evidence of mailing or delivery.) Youandyourmean the person or persons who have received the Card and are authorized to use the Card as provided for in this Agreement, including Secondary Cardholders unless specified otherwise. ASecondary Accountmeans a Card Account that is a sub-account of the Primary Account, established by the Primary Accountholder and utilized for the purpose of identifying, monitoring and approving Card transactions by a Secondary Cardholder, and managing separate purses such as the spend, save, give and earn purses established for each Secondary Cardholder. You are not authorized to provide this bank routing number and direct deposit account number to anyone other than your employer or payer. However, notwithstanding any language in this Arbitration Provision or this Agreement to the contrary, the Class Action Waiver is not severable from the remainder of this Arbitration Provision and, in the event that the Class Action Waiver is held to be invalid and unenforceable, and subject to any right of appeal that may exist with respect to such determination, any class action or representative proceeding shall be determined in a court of law and will not be subject to this Arbitration Provision. Further, the Investing for Parents and Investing for Kids features are only available to Card Accounts enrolled in the Greenlight + Invest Plan and higher tier plans (i.e., Greenlight Max Plan and Greenlight Infinity Plan), while the Investing for Parents Lite feature is only available for Card Accounts enrolled in the Greenlight Core Plan. While Greenlight is a comprehensive banking app for kids of all ages. To be eligible to participate in the Invest Account Services, you must have a Card Account in Good Standing, which means that your Primary Account has completed the account registration and verification process, your Primary Account and all Secondary Accounts have a positive balance, and your Card Account is current with respect to the payment of any Monthly Fee and all other cardholder fees. This includes fees not charged by a court. For customer service or additional information regarding your Card, please contact us at: Greenlight Prepaid Mastercard This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. Any financial rewards or other incentives that may be offered and paid to you by Greenlight based upon Card Account activity or Card Account balances are solely the responsibility of Greenlight, and the Issuer shall have no responsibility for any such offers or payments. Wells Fargo Arizona. . Arbitration of a Claim must comply with this Arbitration Provision and, to the extent not inconsistent or in conflict with this Arbitration Provision, the applicable rules of the arbitration Administrator. The ACH routing number for PayPal is 114924742. Each routing number is made up of nine digits. ; Check or statement - US Bank-issued check or bank statement. Notwithstanding any language in this Arbitration Provision to the contrary, no arbitration may be administered, without the consent of all parties to the arbitration, by any Administrator that has in place a formal or informal policy that purports to override the Class Action Waiver. We may amend or change the terms and conditions of this Agreement at any time. The two first digits range from: 1 to 12 for regular banks. We must allow you to report an error until sixty (60) days after the earlier of the date you electronically accessed your Card Account, if the error could be viewed in your electronic history, or the date we sent the FIRST written history on which the error appeared. Debit Card for Kids and Teens | Greenlight Learn to earn, save, and invest together. When you receive your Physical Card, you will be required to select a PIN in the manner described under Personal Identification Number below. On a check. You acknowledge and agree that the value available in the Card Account is limited to the funds that you have loaded into the Card Account or have been loaded into the Card Account on your behalf, including any transfers from your Invest Account (as described under Loading Your Card below), less the amount of any claims against the Card Account. The arbitrator will issue a final and binding decision resolving the dispute(s), which may be enforced as a court judgment. If you do not reject this Arbitration Provision, it will be effective as of the date you received this Agreement. YOU ACKNOWLEDGE THAT GREENLIGHT ADVISORS AND DRIVEWEALTH ARE UNAFFILIATED THIRD PARTIES TO COMMUNITY FEDERAL SAVINGS BANK WITH RESPECT TO THE INVEST ACCOUNT SERVICES. Further, any amounts you elect to transfer from your Card Account to your Invest Account will no longer be available in your Card Account unless funds are later transferred from your Invest Account to your Card Account as described above. In the case of a Standing Authorization for funding transactions (other than auto funding transactions), the ACH Authorizer will be required to use the Greenlight application to designate the specific Funding Account (if there is more than one enrolled), and the amount of any subsequent debit entry(ies). Institution number - 3 . ; US Bank online banking - You'll be able to get your US Bank routing number by logging into online banking. The ACH Authorizer understands that it may take Greenlight or the Issuer up to three (3) business days to process such a revocation. The funds underlying your Card Account are held by Community Federal Savings Bank and FDIC-insured up to the applicable limits in the event Community Federal Savings Bank fails, provided we have been able to fully verify your identity. You will need to tell us: Why you believe there is an error, and the dollar amount involved; and. If you select the Greenlight Core Plan, then you will have access to the Greenlight Core Plan Services. You will be offered three different Card Plans and tiers of service to choose from; each with a different set of features and functionality. You will have access to your funds immediately for an initial value load after Physical Card receipt and PIN selection; subsequent value loads will be made available in accordance with the Issuers funds availability policy. While the routing number identifies the financial institution's name, the account numberusually between eight . FOR THE AVOIDANCE OF DOUBT, THE INVEST ACCOUNT IS NOT MAINTAINED BY COMMUNITY FEDERAL SAVINGS BANK, AND ANY SECURITIES OR FUNDS IN THE INVEST ACCOUNT ARE NOT DEPOSITS OR OTHER OBLIGATIONS OF COMMUNITY FEDERAL SAVINGS BANK, ARE NOT GUARANTEED BY COMMUNITY FEDERAL SAVINGS BANK, AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION. All ATM transactions are treated by us as cash withdrawal transactions. You will be charged a fee by us for each cash withdrawal made at an ATM in the amount disclosed in the section entitled Fee Schedule and Balance/Transfer Limitations set forth below. This code identifies the branch (and bank/credit union) on which the cheque is drawn. Call us Contact Customer Support at (866) 795-7597 5am-9pm PST, 7 days a week. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. If you have a TD Bank checking account, you can also find your routing number on a check the check routing number is the first nine numbers in the lower left corner. The pricing for all five card plans the Greenlight Core Plan, the Greenlight Select Plan, the Greenlight + Invest Plan, the Greenlight Max Plan and the Greenlight Infinity Plan (each, a Card Plan and collectively, the Card Plans) are set forth under the heading Fee Schedule and Balance/Transfer Limitations. The Primary Accountholder is responsible for selecting the applicable Card Plan, and, once selected, the same Card Plan will apply to the Primary Account and all Secondary Accounts associated with your Card Account. Please read this Agreement carefully and keep it for future reference. If we decide to do this, we will credit your Card Account within ten (10) business days for the amount you think is in error (or twenty (20) business days, if the notice of error involves an electronic fund transfer to or from a Card Account within 30 days after the first deposit to the Primary Account was made), so that you will have use of the money during the time it takes us to complete our investigation. You additionally authorize Community Federal Savings Bank to receive funds from DriveWealth for deposit into your Card Account.
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