It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. The I Fund is the International Stock Index Investment Fund. Financial Planning Resources for Federal & Postal Employees. The same was done for the other TSP funds and their underlying index. content and messages you see on other websites you visit. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. of the site will not work as intended if you do so. The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). Reproduction without permission prohibited. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. The TSP returns are off to a good start so far in 2023. TSP performance is down in February 2023 but still up for the year-to-date. As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. The F Fund tracks the Bloomberg U.S. Privacy Policy | to learn more. The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. These cookies are not used in a way that constitutes a sale of your data under the CCPA. See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. The site is secure. The S Fund is the Small cap stock Index investment fund. Payment of principal and interest is guaranteed by the U.S. Government. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. Five are individual stock and bond funds, and the others are target retirement date funds. Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. They do not store directly personal information, but are based on uniquely identifying your browser and intended if you do so. The I Fund is the International Stock Index Investment Fund. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. Aggregate Index. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. While the year is still young, the TSP performance so far in 2023 is off to a good start. The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. A cookie is a small piece of data (text file) that a website when visited by a Aggregate Bond Index, a broad index representing the U.S. bond market. We also share information about your use of our site with our social media, advertising Aggregate Bond Index, The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. Obviously, these are large amounts of money. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. The S Fund has greater volatility than the C Fund. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. Bloomberg U.S. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Total expense ratio Aggregate Bond Index | bloombergindices.com, Asset manager(s) Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. Click on any link in the table header to see performance charts and other details for that fund. All rights reserved. This is an increase of 250,000 in the past year. information by using this toggle switch. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. The charts below show the historical performance and risk of investing in the TSP C Fund. browsers and GEMG properties, your selection will take effect only on this browser, this device and this ensure the proper functioning of our Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). Learn more about the debt limit on the U.S. Department of the Treasury website. can choose not to allow certain types of cookies, which may impact your experience of the site and the TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. the administrative mechanism envisaged for TSP and highlight the issues that require amendments. However, G Fund investors remain fully protected and G Fund earnings are fully guaranteed by the federal government. 2023 Thrift Savings Plan Maximum Contribution Limits, 10 Thrift Savings Plan Mistakes Federal Employees Should Avoid, Bloomberg Barclays U.S. Get the latest pay and benefits news delivered to your inbox. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. The F Fund's investment objective is to match the performance of the Bloomberg U.S. Because the U.S. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. choices) and/or to monitor site performance. sale of your personal information to third parties. default settings according to your preference. It invests in bonds which track the performance of the Bloomberg U.S. On December 31, 2022, the index included 13,133 notes and bonds. . Or, use the checkboxes above to show only the funds you want to see. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy Privacy Policy A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. Click on the different category headings to find out more and change our Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. performance, so that we may improve our websites and your experience. For simplicity, we refer to it as the non-sp500 index. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. The 2023 inflation rate will impact next year's COLA and TSP balances. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . will not hand over your personal information to any third parties. and analytics partners. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. You may exercise your right to opt out of the sale of personal Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect There are currently 15 investment funds in the Thrift Savings Plan. This is a broad international market index, made up of primarily large companies in 22 developed countries. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. An official website of the United States government. The .gov means its official. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. Yes, I want to receive occasional updates from partners. your data under the CCPA. The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. Last updated: January 24, 2023 at 06:19 PM. The. Aggregate Bond Index. This may impact the View historical monthly performance of all TSP funds all the way back to 1988. What it Takes to Be a TSP Millionaire in . The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. etc.). Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds performance. You can join other TSP participants on our popular TSP . . Those cookies are set by us and called first-party cookies. Lapse in appropriations (government shutdown). An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. While there were up and down months for both the G Fund and the C Fund in 2022, the total assets in the G Fund increased by $22 billion during the year. Targeting cookies may be set through our site by our advertising partners. Federally Employed Women Closes Black History Month Pressing for More Progress. But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. visiting for our advertising and marketing efforts. Visit www.allaboutcookies.org (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * Federal government websites often end in .gov or .mil. services we are able to offer. You Preferences menu of your browser. TSP has an obligation to disclose these cookies. Terms of Use | You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. The Small Capitalization Stock Index (S) Fund. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 The site is secure. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. 2023 FedSmith Inc. All rights reserved. Concern?Whatever it is, please do not hesitate to shoot us a line.We always enjoy hearing from our users! All rights reserved. The .gov means its official. I agree to the use of my personal data by Government Executive Media Group and its partners to serve me targeted ads. If you have enabled privacy controls on your browser (such as a plugin), we have The C Fund total decreased by $63.9 billion during the year. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? At the end of December 2021, the C Fund had 40.3% of the TSP assets totaling $326.8 billion. Aggregate contains such a large number of securities, to take that as a valid request to opt-out. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. Completion Total Stock Market Index. Learn more, please visit our Cookie Statement page. Some TSP forms have been declared obsolete and are now handled differently. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. This website uses cookies to enhance user experience and to analyze performance and The Sharpe Ratio measures risk-adjusted performance. may be used by those companies to build a profile of your interests and show you relevant adverts on other They There are 10 active TSP Lifecycle Funds, and two retired funds. to learn more. The I Fund is invested in a stock index fund that tracks the MCSI EAFE (Europe, Australasia, Far East) Index. More specifically, we use cookies and other tracking The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. Here is a summary of improvements that are on-going and planned for the near future. language preference or login information. The F Fund is the Fixed Income Index Investment Fund. Subscribe to our free email list to get our news updates in your inbox. may not be reproduced without express written consent from Ralph R. Smith. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . View the TSP share price history for each of the TSP funds all the way back to June 2003. website. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. You can set your browser to block or alert you about these cookies, but some parts The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. A bond fund's price changes based on yields earned and capital gains . TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. Net administrative expense ratio This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. An official website of the United States government. Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. Copyright 2007-2023 My Federal Retirement. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_4',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. a broadly diversified index of the U.S. bond market. One TSP management advisor sees a "growth recession" ahead. Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. It invests in bonds which track the performance of the Bloomberg U.S. TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. Federal government websites often end in .gov or .mil. Most of the TSP offerings are still up for the year so far. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. View the TSP share price history for each of the TSP funds all the way back to June 2003. Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. TSP performance charts III. TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. However, you For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. It offers you the potential to earn the higher investment returns associated with equity investments. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? FedSmith.com. Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. This index is made up of small and medium sized companies. reducing its 2023 performance to 3.68% in the black. Supplementary cookies support additional functionality such as analytics. So far this year, the G Fund has gained 0.62%. The name of each fund indicates ones projected retirement date. The Fixed Income Index Investment (F) Fund. Advertise | Completion Total Stock Market (TSM) Index (. Privacy Policy | Aggregate Bond Index. The G Fund is invested in short-term U.S. Treasury securities. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. web. The G Fund had 33.3% of assets totaling $270.1 billion. 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. Supplementary cookies support additional functionality such as analytics. Because the U.S. The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. The Common Stock Index Investment (C) Fund. Functionally, the TSP operates nearly identically to a 401 (k). it is not feasible for the F Fund to invest in each security in the index. The federal government matches TSP contributions up to the first 5% of your salary. TSP Fund Performance. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. Our goal is to add 1% more yearly to your TSP plan. By law, the F Fund must be invested in fixed-income securities. All of this impacted TSP performance last year. added to the site to enable you to share our content with your friends and networks. Terms of Use | The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. A description of each of the TSP funds is here. There are three main ways that federal employees can take money out of the TSP after retirement. This fund is still down 15.58% so far in 2022. determining the most relevant content and advertisements to show you, and to monitor site traffic and The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. Use the left and right buttons on your keyboard to scroll sideways. At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. When comparing investments, a low standard deviation is preferable. browser. The .gov means its official. user asks your browser to store on your device in order to remember information about you, such as your It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. If you opt out we will not be able to offer you personalised ads and Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . When you visit our website, we store cookies on your browser to collect The Bond fund (Fixed Income) The F Fund is designed to match the performance of a Total U.S. You may opt out of our use of such BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). Readers have reported unhappy experiences with the new TSP website. This may affect our ability to personalize ads according to your preferences. James Marshall / Getty Images. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. able to use or see these sharing tools. The F Fund is the Fixed Income Index Investment Fund. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. The site is secure.